Loan for domestic workers and household staff

Loan options for domestic workers and household staff

Domestic workers often earn monthly from several households and may have no formal salary slip. Lenders that serve informal earners look at your bank account credits and repayment history.

Lenders do not all use the same rules, so the same profile can be approved by one lender and declined by another. Duit checks your details against many lenders at once and shows the ones most likely to pass.

What helps your application

Monthly credits to your bank account, even from several employers, show regular income.

Keep the account active; lenders see steady transactions as a good sign.

Only borrow what your next few months of income can comfortably repay.

Frequently asked questions

Can I get a loan without a salary slip?

Yes, some lenders accept bank statements and other proof of income instead of a salary slip. Each lender has its own rules, so Duit shows you the lenders your profile is most likely to pass.

Does checking my match affect my CIBIL score?

No. Checking your match is a soft check and has no effect on your CIBIL score. Only a formal application with a lender creates a hard enquiry.

Is there a minimum income for this loan?

There is no single minimum across lenders. Each lender sets its own income limit, and smaller loans usually have lower limits.

More guides

Loan guides · Will I qualify?

Important: Duit is a Lending Service Provider, not a lender. Approval, interest rate, fees and repayment dates depend on the lender's terms. Check the Key Fact Statement before you borrow. Checking your match is free and does not affect your CIBIL score.